For the majority of homeowners, their mortgage is the largest financial commitment they will ever make. The traditional mortgage term may span decades, but you don’t have to wait 25 or even 30 years to be mortgage-free. By planning smart and having discipline, you can pay off your mortgage a lot faster — saving up […]
Should You Break Your Mortgage Early? Pros and Cons
When you sign onto a mortgage, the terms are locked in for a set period —say 3, 5 or even 10 years. But the universe doesn’t always cooperate with those timelines. Whether it’s a job change, growing family or changing financial objectives, you might even ask yourself: Should I break my mortgage? At its most […]
5 Negotiation Tips to Get the Best Mortgage Rate
Your mortgage rate is a critical factor in how much you can borrow or spend on your home through the years. Even half of a percentage point can cost tens of thousands of dollars in interest over the life of your loan. The good news? Mortgage rates can fluctuate, even after you first settle on […]