When it comes to purchasing a home, your credit score is critical to your ability to get a mortgage. It not only helps decide whether you’ll get approved but also at what interest rate, which might affect the types of loans available to you and even how much you’ll pay over the life of your […]

Determining when to purchase your first home is one of the largest financial decisions that you will ever make. With increasing home prices, variable interest rates and no clear forecast for the market, it’s common to ask the question: “Should I buy now or wait?” The reality is, there isn’t one size that fits all. […]

For the vast majority of people, home ownership represents the single biggest purchase they’ll ever make. While you likely know that a down payment and closing costs will be in order, along with any monthly mortgage, there are many other hidden fees that often take first-time buyers by surprise. If you’re unprepared, these expenses can […]

Purchasing your first home is a big deal — but all that excitement can feel daunting if you don’t know the ins and outs of buying a home. From saving for a down payment to navigating mortgage options, there are many moving parts. If the plan is in place, it can be a lot easier […]