“Whoa, how much down payment do I need to buy a house?” When it’s time to start thinking about purchasing a home, one of the first questions many buyers have is: “Come again? How much do I need for a down payment?” For a lot of first-time buyers, the prospect of saving tens of thousands […]

A home purchase is one of the largest financial commitments you’ll make, but it’s well worth the investment. Though your income, savings and debt-to-income ratio all factor into the mortgage approval process, one number carries more influence over all others: your credit score. By comparing your credit score and history with a set of criteria, […]

The single biggest decision you’ll make when purchasing a mortgage is whether to opt for a fixed type or a variable type. That decision matters because it can affect more than just your monthly payments; it could also help determine the total cost of your mortgage over its lifetime. Should you lock in the stability […]